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Trucksmart Insurance Services LLC
Manejando Seguro y Confiado

Personal Lines

Personal Auto Insurance

WE INSURE THE FOLLOWING VEHICLES:

  • Cars
  • Motorcycles
  • RVs
  • Boats
  • Water Crafts
  • Vehicles used for trips from the United States to Mexico

AUTO LIABILITY

Auto Liability coverage is offered for bodily injury (BI) or property damage (PD) for which the insured driver is deemed responsible. The amount of coverage provided (a fixed dollar amount) will vary from jurisdiction to jurisdiction. Whatever the minimum, the insured can usually increase the coverage (prior to a loss) for an additional charge.

UNINSURED MOTORIST

Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance.

COLLISION

Collision coverage provides coverage for vehicles involved in collisions. Collision coverage is subject to a deductible.

COMPREHENSIVE

Comprehensive, also known as other than collision, coverage provides coverage, subject to a deductible, for cars damaged by incidents that are not considered collisions.

TOWING

Vehicle towing coverage is also known as roadside assistance coverage.

CAR RENTAL COVERAGE

Generally, liability coverage purchased through a private insurer extends to rental cars.

SR-22

A DMV may require an SR-22 from a driver in order to reinstate his or her driving privileges following an uninsured car accident or conviction of another traffic-related offense, such as a DUI.

MEXICAN INSURANCE

Mexican insurance provides Vehicle insurance for tourists driving in Mexico.